Start your home search with the right mortgage information.
Before you begin shopping for a home, it helps to understand what you may be able to afford and which financing options may fit your goals. HUNT Mortgage can help you take the first step with mortgage pre-qualification and guide you toward pre-approval when you are ready to make an offer.
Whether you are buying your first home, moving to a new home, or exploring your options, our local Mortgage Consultants are here to help you move through the process with clear, practical guidance.
What is mortgage pre-qualification?
Mortgage pre-qualification is an early step in the home financing process. It gives you a general estimate of what you may be able to borrow based on information such as your income, debts, savings, and credit history.
Pre-qualification does not typically require the same documentation as pre-approval, but it can help you narrow your home search and begin looking at properties within a realistic budget.
When should you get pre-approved?
When you are ready to move forward, mortgage pre-approval provides a more detailed review of your financial information. This process may include documentation such as proof of income, proof of assets, credit information, and other required materials.
A pre-approval can help you better understand your potential loan options and show sellers that you have taken meaningful steps toward securing financing.
Looking for an even stronger advantage?
For buyers who want to stand out even further, HUNT Mortgage offers the Pre-Purchase Commitment Program. This program provides a fully underwritten pre-approval and includes a seller guarantee if your mortgage application is denied, subject to the terms and conditions below.*
This can help strengthen your offer in a competitive market and show sellers that your financing has already been reviewed more thoroughly than a basic pre-qualification.
Get started today.
Ready to begin the mortgage process? Contact a HUNT Mortgage Consultant or start by requesting a home loan quote.
*Disclaimer: The guaranty is null and void if: a) The property is not deemed acceptable collateral for the loan due to value and or condition; b) The buyer or seller willfully cancels the transaction; c) The buyer voluntarily terminates employment and or voluntarily divests assets prior to closing; d) The buyer takes out new credit after the Pre-Purchase Commitment is issued; e) The seller is unable to deliver clear acceptable title; f) Guaranty is only on owner-occupied single-family transactions; g) The transaction does not close due to a contract contingency not being met other than the mortgage financing; h) Pre-Purchase Commitment was issued with maximum specific sale price and taxes, guaranty is void if either of these are exceeded; i) The contract closing is dated past the expiration of the Pre-Purchase Commitment. Guaranty is only on Pre-Purchase Commitments issued by HUNT Mortgage. j) Guaranty is null and void if area property is located in becomes designed as a State or Federal disaster area prior to closing k) Any act of God prevents the closing. P 12/2025
