Specialized financing solutions for unique homebuying situations.
Not every home purchase fits neatly into a traditional mortgage program. Some buyers may need financing for a newly constructed home, a condominium that does not meet conventional lending guidelines, or a property located in an eligible rural area.
HUNT Mortgage offers specialty home loan programs designed to help qualified borrowers explore financing options that may fit more specific homebuying needs. Our experienced Mortgage Consultants can help you review your situation, understand available programs, and determine which loan option may be right for you.
Non-Warrantable Condo Loans
Many condominiums are considered non-warrantable, which means they may not qualify for traditional home loan programs. A non-warrantable condo loan may help qualified buyers purchase eligible condo properties that fall outside standard conventional lending guidelines.
Features include:
- Maximum loan-to-value ratio up to 90%
- Condo complex allowed to have up to 60% investor concentration
- Underwritten to standard conventional financing guidelines
- Primary residences, second homes, and investment properties may be permitted
New Construction Loans
Building a home requires a financing option designed for the construction process. HUNT Mortgage offers construction loan options that can help qualified borrowers finance a newly built home.
Our Mortgage Consultants can help you review available programs and choose the option that best fits your needs.
Features include:
- Eligible properties may include single-family residences, owner-occupied homes, primary residences, secondary residences, site-built homes, modular homes, or double-wide manufactured homes
- Fixed-rate program options may be available
- Builder-financed construction with buyer end loan options
- One-time construction draw loan options
USDA Loans
USDA loans are government-sponsored mortgage programs designed to help eligible low- and moderate-income borrowers purchase homes in qualified rural and suburban areas.
These loans may offer a more affordable path to homeownership for qualified buyers who meet income and property eligibility requirements.
Features include:
- Owner-occupied primary single-family homes
- Little or no down payment options for eligible borrowers
- Income eligibility guidelines apply
- Property must be located in an eligible USDA-designated area
Find a Loan That Works for You.
If a traditional mortgage program does not fit your situation, one of HUNT Mortgage’s specialty loan options may provide the financing solution you need.
Our Mortgage Consultants can help you evaluate available programs, understand eligibility requirements, and identify the mortgage option that best supports your homeownership goals.
Ready to get started? Contact us or request a home loan quote today.
* Terms and conditions apply, which are subject to change without notice.
**This is not a commitment to lend and credit approval will depend on an applicant’s individual financial circumstance. Eligibility for this program is based on borrower and property qualification as well as use of an approved builder. Financing available only for properties that will be located within Central and Western New York. Terms, conditions and qualification requirements may change without notice.
