Strengthen your offer before you shop for a home.
The HUNT Mortgage Pre-Purchase Commitment® is a fully underwritten mortgage pre-approval designed to help your offer stand out in a competitive market. Unlike a basic pre-qualification, your loan file is reviewed by an underwriter before you begin shopping, helping sellers see that your financing has already been carefully evaluated.
More than a pre-qualification letter
Many lenders provide non-binding pre-qualifications based primarily on a credit check. HUNT Mortgage takes the process further. With a Pre-Purchase Commitment, your mortgage application is reviewed up front, subject to the sales contract, appraisal, and other required collateral conditions.
Backed by an exclusive seller guarantee
To help reassure sellers, eligible Pre-Purchase Commitments are backed by HUNT Mortgage’s exclusive seller guarantee.* If buyer financing falls through due to a mortgage denial, HUNT Mortgage will pay the seller $7,500, subject to the terms and conditions below.
This program is available at no cost and with no obligation to the buyer or seller.
How the Pre-Purchase Commitment works
- Apply before you shop. Complete your mortgage application and provide the required documentation.
- Get reviewed by an underwriter. Your loan file is reviewed before you make an offer on a home.
- Make stronger offers. Present sellers with a fully underwritten pre-approval backed by HUNT Mortgage’s seller guarantee.*
Start your Pre-Purchase Commitment today
Ready to strengthen your position before you begin your home search? Contact a HUNT Mortgage Consultant or get pre-approved online to get started.
DISCLAIMER
*The guaranty is null and void if: a) The property is not deemed acceptable collateral for the loan due to value and or condition; b) The buyer or seller willfully cancels the transaction; c) The buyer voluntarily terminates employment and or voluntarily divests assets prior to closing; d) The buyer takes out new credit after the Pre-Purchase Commitment is issued; e) The seller is unable to deliver clear acceptable title; f) Guaranty is only on owner-occupied single-family transactions; g) The transaction does not close due to a contract contingency not being met other than the mortgage financing; h) Pre-Purchase Commitment was issued with maximum specific sale price and taxes, guaranty is void if either of these are exceeded; i) The contract closing is dated past the expiration of the Pre-Purchase Commitment. Guaranty is only on Pre-Purchase Commitments issued by HUNT Mortgage. j) Guaranty is null and void if area property is located in becomes designated as a State or Federal disaster area prior to closing k) Any act of God prevents the closing. P 12/2025
