Understanding and navigating the mortgage process can be overwhelming, especially for first time homebuyers. Don’t worry - while there are many factors involved, we are here to help break down and simplify some of the concepts so that you become…
Your credit score is a factor used to determine your eligibility for car loans, credit cards, and even your mortgage, which is why understanding what causes your score to go up or down is important. Credit scores are composed of…
Everyone wants to make sure that they’re getting the best rate possible on what often times is the largest purchase they’ll ever make. Just like any other major purchase, you’re going to shop around for the best rates you can…
Getting a mortgage pre-approval is important in today’s competitive market and almost a necessity when putting in a serious offer on a house. Pre-approval letters show an approximate purchase price you qualify for, an expiration date for the qualification, and…
Good credit is well worth the effort to achieve and maintain. If you have good credit, the following tips will help you keep it that way. If you want to improve your credit, now is the time to get started…
Obtaining lender pre-approval prior to making an offer on a property can be a sound strategy when buying a home. You'll have a better understanding of your preliminary financing options, as well as your price thresholds when it comes to…
You may be wondering whether it's worth it to refinance your home loan. Rest assured my team and I are here to make the process as smooth and painless as possible. We'll answer all of your initial questions and walk…
The Federal Reserve monitors the U.S. economy and, when necessary, takes steps to address inflationary concerns to avoid economic recession. When the Fed discusses interest rates, it is primarily concerning the Fed Funds Rate, which is the rate banks use…
The montage of mortgage terms can be confusing, but it’s important to understanding the mortgage process. We’ve compiled a list of the most common terms to get you started on your home buying journey. Common Terms Mortgages can be confusing…
The montage of mortgage terms can be confusing, but it’s important to understanding the mortgage process. We’ve compiled a list of the most common terms to get you started on your home buying journey. Types of Mortgages A common question…
