Whether you give a hoot about the environment or not, it could pay to think about energy efficiency when shopping for a home. Newer houses certified by Energy Star — the federal government’s energy-efficiency rating program — use an average of 20%…
A perfect home can be hard to find these days, especially if you’re a first-time home buyer on a budget. That could be why nearly 60% of home shoppers age 18-34, many of whom may be buying for the first…
Starting off the mortgage process can be confusing, especially if you're not familiar with the terminology and features of a mortgage. Here are 4 mortgage terms you should be familiar with before you apply for your first mortgage. What is…
Deciding to purchase your first home is a huge moment in your life. There are a few things you’ll want to know before you apply for your first mortgage. Familiarizing yourself with your finances will be important. Here are 3…
Getting a mortgage can appear to be a daunting task to anyone unfamiliar with the mortgage process. Here are a few of the frequently asked questions our home buyers have during the mortgage process: Q: How do I know what…
If you’re a first-time homebuyer, understanding what goes into your monthly mortgage payments can be confusing. Your mortgage monthly payment consists of four different components, known as PITI for short. What does PITI stand for? Principal. Your principal balance is…
A mortgage pre-approval is important to the home buying process. But what is a pre-approval? What does it mean to you as a buyer? Is is the same thing as a pre-qualification? Here are the answers to frequently asked questions…
Are you wondering what to do with this year’s tax refund? Check out a few options that you may want to consider when deciding where to invest your tax refund. Pay off high interest debt. Many of us have credit…
Mortgage refinancing can lower your monthly payments, which can add up to significant savings. Knowing your options is important, we can help! Pay off those higher-interest debts by refinancing to a lower rate. Even with less-than-perfect credit, we may be…